BARCLAYCARD® RING MASTERCARD®

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Approval Odds^†

Overall(56 Reviews)

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CARDHOLDER RATING DISTRIBUTION (35)

• 5 stars
  80%
• 4 stars
  9%
• 3 stars
  0%
• 2 stars
  0%
• 1 stars
  11%

CARD DETAILS

Balance Transfer Intro APR	Not Applicable
Balance Transfer Regular APR	8.00%* Variable
Purchase Intro APR	Not Applicable
Purchase Regular APR	8.00%* Variable
Annual Fee	$0

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MOST HELPFUL POSITIVE REVIEW

Review by

philipwhuffOct 17, 2012

DREAM CARD

Helpful to 84 out of 93 people

While the 8% APR doesn’t really make a difference to me since I almost always pay in full, it’s still nice to have a “go to” low interest card if I ever need it. The Barclaycard website is premium, extremely well designed, and the customer service through the Ring community is absolutely top notch.  It’s an interesting concept and very interesting to see how this plays out.  I just receive $90 back via the “Give Back” feature which will be applied to my statement and this was with moderate usage. IMPORTANT: If you get denied, call the back door number.  I was originally denied and from what I’ve read from various places, many people are initially denied but received the card after pulling the back door number and talking to a credit analyst.

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